Text Loans


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What Is a Text Loan?

Text loans, also known as pocket loans, are payday loans that you can get by sending a text. You text the number, enter in your information and then you are approved. The funds will be transferred to your account in a few minutes. It's that simple.

If you need to borrow some money due to an emergency and don’t want to visit the cash advance store, you can take out a text loan, generally without a guarantor. Also, you will have to pay back the loan as soon as you receive your paycheck.

Benefits of Text Loans

Text loans are becoming increasingly popular across the UK. Here are the reasons why:

Limited Requirements

Text loans are easy to get and don't require any paperwork or collateral. You only have to be 18 years of age, capable of proving that you can repay the loan in time, and have an active bank account for the process to work. It is quite convenient!

Approved Quickly

It does not take much time to have your text loan application approved. Typically lenders give their approval of your request in under 30 minutes. Once all is set and done, the amount is deposited into your bank account in as fast as just an hour.

How to Qualify For a Text Loan?

You may check the online testimonials and reviews of past applicants, and you will know that your application is in good standing. Moreover, another important thing a lender will look at to determine your eligibility for a text loan is your credit history.

By holding an established line of credit, say with another financial institution, you increase your chances of being accepted as an applicant into this service. Still, you'll need a valid bank account, a source of income, and be at least 18 years old to qualify.

Can I Get a Text Loan with Bad Credit?

Yes, you can get a text loan with a bad credit score as there are many lenders that provide these types of loan. Though they perform a credit check when you apply for a text loan, they focus more on whether you’re able to repay the loans. For example, they will take a look at the information about your employment or income source.

Text Loan Alternatives -- Try UKBadCreditLoans

Text loans are generally for small terms and might not assist you in fulfilling your financial needs. If you are looking for a reliable alternative, then it is where UKBadCreditLoans can help.

We are an online broker that helps you find loans by connecting you with notable lenders in the business, even if you have a bad credit history. We review your application in mere minutes and offer a secure platform where your personal and credit information is protected.

Also, we charge no added fees for our services to get loans from our lenders. If you repay the loan in time, then it will help wipe your bad credit history. UKBadCreditLoans provide same day loans, short term loans, and quick loans.

Find Text Loan Alternatives on UKBadCreditLoans Now!

So what are you waiting for? Apply for a text loan alternative with UKBadCreditLoans right now, especially if you’ve to meet emergency expenses and do not have up to par credit score!

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