How It Works

UK Bad Credit Loans is committed to satisfying borrowers with a straightforward and smooth application process. Unlike requesting loans from banks, you do not need to queue up for a long time, prepare loads of paperwork and go through a complicated process. You just need to complete an online form within minutes with your personal details based on your needs.

Check the simple process below:

Step 1:

You can start your application process with an online form from any internet-enabled device at your convenience. Fill in all the information regarding how much you enjoy getting, your credit scores, your monthly income, and so on.

Remember, it will take longer to approve your loan if you provide false information. So you should bear in mind that all the details should be factual.

Step 2:

The form will be instantly sent to our extensive panel of lenders. After verifying your eligibility for loans and your financial situation, they will give you offers that work best for your needs. And the offers always come with different terms, conditions, repayment periods, and interest rates.

Step 3:

You can choose the offer with the most competitive rates after thoroughly reading the terms and conditions. Next, once you sign the deal, the funds will be directly deposited into your account as soon as the same day.

And before deciding to take out loans on UK Bad Credit Loans, there are some basic requirements you need to meet before you can apply:

  • You should be a legal resident of the UK.
  • You need to be the age of 18 years old or older.
  • You are required to steadily receive your monthly salary or prove that you have a source of income.
  • You should have an active bank account to receive your funds.