Payday Loans UK Direct Lender

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    Get your urgent money witin as fast ashin 1 hour after the application is approved!

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    We charge you nothing for using our services to borrow money from our lenders!

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

What is A Payday Loans Direct Lender in the UK?

Payday loans direct Lenders can directly get your loan application and verify your information before approving for a payday loan. Direct lenders eliminate the middlemen from between and get you direct loans.

What Are the Differences Between A Lender And A Broker?

  • A lender directly verifies your information and credit history before lending you the money. Whereas a broker matches you with lenders that are most likely to lend you the amount at the best interest rates.
  • If you have a poor credit history, you have better chances to get a loan from a broker. Because lenders will sometimes run a background check and avoid lending you money if you have a poor credit score. A broker, on the other hand, will connect you with multiple lenders from which you may find some lenders that can satisfy your needs by conducting a less vigorous check.

Do I Need A Payday Loan Direct Lender?

Do you find yourself stuck in a financial emergency and your salary due date is late? If this is the case, a payday loan direct lender can be the short-term and easy solution that you are looking for. You can apply for a payday loan with minimal efforts and the chances of your application getting accepted are also high.

After you have fulfilled certain criteria, you can be eligible for a payday loan from a direct lender. Especially if you are looking to borrow smaller amounts for a short period of time, this may be the best solution.

How Does Your Payday Loan Direct Lender Service Work?

As a broker, we match you with the best lenders who are willing to lend you the amount you seek for the best interest rates. Even if you have a poor credit history, we will help you connect with lenders that not only focus on credit reports.

You can apply online on the website of UKBadCreditLoans. Once your eligibility is proven, you will get the approval from the lender. Now, go through the terms & conditions, accept them, and wait for the amount to be transferred to your bank account. The process is exactly as described. It is that simple and quick.

Broker or lender, which is better?

UKBadCreditLoans is a broker that ensures that you receive the amount that you need. Borrowing from a broker as opposed to borrowing from a lender has its own benefits:

  • The borrowing process with a broker is time-saving and requires a lot less effort.
  • Even with a poor credit history, a broker can help you find the lender that is willing to offer loans to you.
  • A broker matches you with lenders that are willing to lend you money on the basis of your situations.
  • With brokers, you can customise the amount and repayment options. You can even extend or shorten the term of the loan.

How Do I Get A Payday Loan?

UKBadCreditLoans ensures that you, the borrower, is given a platform to get you to the lenders that match your requirements. UKBadCreditLoans is a broker that provides you a quick and transparent platform to fulfil your borrowing needs.

All you need to do is go online on the UKBadCreditLoans website, fill out the details and the required forms, and click on apply. You will be able to get a decision for the loan you asked for very quickly. Then you can go through the terms and conditions and agree to them, on the same day possibly. Finally the amount you asked for will be transferred to the bank account you mentioned.

Frequently Asked Questions

  • Can I get instant payday loans from UKBadCreditLoans?

    UKBadCreditLoans will find suitable lenders that can let you apply online for an instant payday loan, decision in minutes, and send the amount to you instantly.

  • Can I apply if I have bad credit?

    You can apply for loans even if you have a bad credit. Our lenders will make a comprehensive check on your ability of repayment such as income and spending to see whether you're qualified for loans.

  • Will a loan improve my credit rating?

    Borrowing money as a loan will not improve your credit rating but repaying the loan on or before time can improve your credit rating. Therefore, to maintain and improve your credit rating, always ensure that you have a repayment method planned out before borrowing a loan.

  • What happens if I can't repay my loan?

    Such cases are generally sent to the collection agency and sometimes, matters get worse. So if you feel you might not be able to make the repayment on the scheduled time, talk to your lender to see if you can work things out.

  • Are UKBadCreditLoans' loans unsecured?

    If you have a very bad credit history, you can opt for an unsecured loan. However, there are perfectly secured loans of all kinds also available to be borrowed from UKBadCreditLoans.

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