Same Day Loans

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Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

What Are Same Day Loans in the UK?

Same day loan, as the name suggests, is a simple way to borrow a loan amount on the same day of application. The time period for such loans is typically a month. You apply for a loan, fill the required forms, wait for approval, and the amount is credited in as quick as a few hours. Same day loans are generally granted for small amounts.

The interesting fact is that same day loans are also available for people with bad credit scores or bad credit history.

What Are the Different Types of Same Day Online Loans?

Same day loans are typically of two kinds- Payday loans and Instalment loans.

  • Payday loans are generally lent for 30 days till your next salary or paycheck is received by you. Payday loans offer a higher rate of interest and might burn a bigger hole in your pocket.
  • Instalment loans are divided in shorter amounts and the repayment amount is longer in duration as compared to payday loans. These kinds of same day loans are cheaper and more affordable as compared to the former ones.

Would I Qualify for A Same Day Loan?

If you have the documents in place and are a regular earner, you may just be eligible for a same day loan at UKBadCreditLoans. To qualify, you also need to fulfil the following criteria:

  • You reside in the UK
  • You are 18 or above
  • You have a steady source of income
  • You have an eligible bank account where quick loans amount can be deposited

Same Day Loans for Bad Credit in UKBadCreditLoans

Understanding that most people with bad credit history are in urgent need of money, our lenders have found a way to help these people.

When assessing applications for same day loans, we focus more on whether you can afford the loan you’re applying for than your credit report. We will look at your regular income and spendings, such as credit card repayments, direct debits and other credit agreements.

We can't 100% guarantee that people can get same day loans with bad credit from our lenders but our lenders are able to offer more help by not only evaluating the credit report alone.

What Are the Benefits of Same Day Loans?

  • Transparent Loan Process

    Borrowing in itself is a complicated process more so as it involves money and its repayment. Therefore, at UKBadCreditLoans, we try to keep the process transparent so as a borrower, you feel secure and safe.

  • No Hidden Fees

    You do not need to pay any extra charges in order to receive a same day loan from UKBadCreditLoans.

  • Fast access to cash

    The concept of the same day loan is to get you access to the money on the same day or in a few hours. Therefore, UKBadCreditLoans ensures that you get quick access to the cash.

  • Online application

    What is a more convenient way to save time and resources than by applying for a same day loan online? You do not need to step out of your house in order to get a same day loan from UKBadCreditLoans.

What Can Same Day Cash Loans Be Used For?

Same day loans are typically borrowed for unexpected or emergency expenses that pop up. Certain expenses that the same day loans are generally taken for are:

  • Evaluate your previous unpaid debt
  • Medical bills for self or for family
  • Monthly house bills that exceeded the expected costs
  • Repair or renovation bills that occurred unexpectedly
  • Other unexpected/emergency expenses

Are Same Day Loans Secured?

Normally, borrowers don't need collaterals to back up when applying for a same day loan. Different from secured loans, applicants for same day loans don’t have to pledge something like a car for pawns. Our lenders will make decisions based on your application.

Frequently Asked Questions

  • What if I'm not approved for a same day short term loan?

    If you are not approved for a same day short term loan, chances are that you do not have a good credit score or your past loans remain unpaid. You can start building your credit report by repaying your loans even in instalments. Besides, you must have a stable income to convince the lenders that you can pay back in time.

  • Is a same day loan right for me?

    A same day loan might be right for you if you have a bad credit score but need the amount on an urgent basis. For some, who have a regular income and short-term repayment capability, a same day loan works as a saviour.

  • What's the interest rate?

    The interest rate might differ from loan to loan. Therefore, it is always suggested that you visit the website, select the loan you are interested in borrowing and go through the terms in detail before accepting.

  • Are there any extra fees?

    There are no extra fees involved when you want to get a same day loan from UKBadCreditLoans. Simply visit their website, complete the formalities, and you are good to go.

  • Are there different types of same day loans?

    Some same day loans are given without a credit check whereas some require a credit history check. Same day loans are also differentiated on the basis of how secure or unsecure they are.

Need Same Day Loan- Get Started Now

With UKBadCreditLoans, you can now get a same day loan that is safe and secure. Go online and get started with the process!

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