Urgent Loans

Urgent loans are usually necessary when you’re facing an unforeseen expense, such as a vet bill, car repair, or boiler breakdown. When this sort of emergency happens, an urgent loan is your best choice.

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What Are My Options If I Need Money Urgently in the UK?

There are many reasons to borrow money and many ways to do it. See which one’s right for you.

1. Credit Card

Credit cards are usually one of the quickest ways to obtain an emergency short-term cash loan. Credit cards give you access to money quickly and without hassle. It is a type of loan that allows you to buy things now (up to a certain amount) and pay back the money later.

2. Arranged Overdraft

An arranged overdraft is a form of credit that allows you to spend more money than is in your bank account. It can be agreed upon with your bank before you need it, making it an easy and relatively quick way to get money when you need it.

3. Personal Loan

A personal loan is your second option when you are in urgent need of cash. It is a fixed sum of money you can borrow over a period of time, often to be repaid with interest. You will be required to make a fixed monthly payment for the entire term of the loan. If you are looking for a personal loan, UKBadCreditLoans is ready to give you instant access to one.

4. Additional Mortgage Borrowing

You can borrow against your home by taking out a second mortgage or even a third or fourth. It is called additional mortgage borrowing. With these types of loans, the interest rates tend to be lower than those on other types of finance. This is because the amount borrowed is secured against property.

How Does UKBadCreditLoans Help Me with an Urgent Loan?

1. Easy Online Application

Our application form is fast and easy to fill in and takes just 3 minutes to enter the requested details. Waiting around for days is not an option when you've got bills to pay. This is why our service is entirely online.

2. Multiple Choices of Lenders

After you submit your completed form, we will send it to a number of lenders. The lender will contact you within just minutes. After which, you can then choose the offer that is right for you.

3. Quick Decision & Fast Money

We understand how necessary it is for you to get money quickly. Therefore, our lenders strive to take no more than 24 hours to review your application and issue the funds.

Looking to Borrow Money Easily?

1 month

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Can I Get My Urgent Loan with Bad Credit?

The answer is simple: yes, you can get an emergency loan even with bad credit. In fact, there are lots of people who have faced this problem and still have many options for borrowing cash. Indeed, people with poor credit history usually pay higher interest rates than those who have good credit scores. Still, there are many different types of loans available on the market today. You can research to find what options suit your needs and personal circumstances best.

How Quickly Can I Get My Emergency Money?

Once you sign the agreement, your lender will send you the funds directly into your account. The exact time you will access the money depends on external factors like how long it takes your bank to accept incoming payments, processing speeds, and whether it is a weekday or weekend.


I Need Money ASAP, Can You Help?

Yes, we can help. We offer our services to people like you who need money fast but have nowhere else to turn to. We will work with you as long as it takes to get the job done right and have your money in hand. It's that simple.

Will You Charge Me Higher for My Poor Credit Rating?

We are an online registered loan broker. We are in the service of matching you with direct lenders. We don't charge any extra fees because of your score, nor do we have any hidden charges. However, the terms of your loans will depend on the lenders and your circumstances.

What Do I Need to Consider Before Borrowing?

Make sure you're in a position to be able to pay the loan back. Consider if any other options could be better than an urgent loan. If you have a lot of outstanding loans, it's better to wait on taking out a new one so that you aren't overwhelmed with debt.

What are the Benefits of Urgent Loans?

Urgent loans are a great way of getting the money you need when you need it most. They are easy to apply for and can be processed and paid out very quickly. They require no collateral, and people with bad credit can still apply.

Looking for Emergency Money? Try UKBadCreditLoans Now!

Are you pressed for money? Try UKBadCreditLoans and apply right now. The entire process is 100% online and takes less than 5 minutes to complete.

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