Door Step Loans | Get Cash Near Me in 60 Mins

Can you get a short-term loan without leaving your home? Yes, you can! A doorstep loan is what you need! Explore this page and make sense of doorstep loans!

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What Are Doorstep Loans?

Doorstep loans also referred to as home collected personal loans or loans at home, have existed for a long time. They're a popular choice for many who would rather prefer to complete the loan process and make payments from the comfort of their own homes.

These loans are similar to other types of short-term loans in almost all ways. The only distinction is that they are delivered to the borrower's doorstep rather than on the lender's place (shop or office) or paying online.

Why Should You Choose Doorstep Loans?

An Instant Process

The process of getting the loan may be complete instantly. In fact, if the borrower is approved for the direct lender loans, you will be provided with the funds then and there. You don’t have to wait for days to get loan funds transferred to your bank account.

No Bank Account Needed

As these are cash loans, you don’t need a bank account to get the loan funds credited. Instead, the money may be provided to you in person.

Personal Service

Agents from the lending agency or individual lenders come to you in the comfort of your own home. Most lenders provide you with the same person throughout the process, giving you a sense of familiarity and reassurance that you're not simply "another number."

Credit History May Not be a Problem

Some lenders may consider you for a doorstep loan even if your credit score is less than excellent. Instead, they may look at your ability to repay the loan.

Can I Apply for A Doorstep Loan Without A Credit Check?

No. As part of their assessment, lenders need to check with a credit reference agency. But a bad credit rating does not imply that you won't be approved for a doorstep loan. Some lenders will still consider you even if you have a less-than-perfect credit history. Instead, they look at your ability to repay the loan and income.

Will People on Benefits be Approved for Doorstep Loans?

You can apply for the doorstep loan even if you are receiving any sort of benefits. Some lenders consider benefits as part of your income. However, there is no guarantee that you will be approved for a loan. Our platform hots responsible doorstep lenders, but they assess your circumstances and other financial components before approving the loan. In short, you can get a loan even if you are receiving benefits, provided that the lenders find you able to repay the loan.


Do I need to be a homeowner to apply for a doorstep loan?

No, you don't need to be a homeowner in order to get a doorstep loan. Our lending partners provide loans to homeowners and private or housing association tenants.

Will I ever have to pay extra charges?

No. We are a platform that hosts responsible lenders that don't change any missed or late payment fees. Some lenders may even work out an alternate payment plan with you if you have hardship in your doorstep loan repayments.

Do I need a bank account to apply for a doorstep loan?

A bank account may not be required to apply for a doorstep loan. You can also receive the funds in cash. Moreover, you can also pay in cash for your repayments. Our lending partners may need to run some credit and affordability checks, and they might also need to see proof of your income and expenses before approving the loan.

Can I get a doorstep loan if I am unemployed?

Yes. It is even more challenging for you to manage finances if you are currently not in full-time employment. Many of the lenders on our platform can help you with their tailored loan offers for your individual situation.

What’s the difference between home credit and doorstep loans?

There is no distinction. The term refers to the same thing: the loan is delivered to your door, and repayments are collected in cash in the same way.


The UKBadCreditLoan portal enables potential borrowers to compare and select the best doorstep loan lender. You can apply for a doorstep loan in minutes, and an agent will arrive at your home within a few hours to assess your application and offer approval. When authorising a loan, certain lenders may provide you with the loan amount. UKBadCreditLoan assures that the loan application process is as simple and quick as possible.

Obtain Your First Doorstep Loan Now!

Apply for doorstep loans now and check your eligibility here.

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