Loans Online

An online loan means a loan borrowed over the internet. This means you can fill in all the application details online from any device as long as it can be connected to the internet. Preferably, people opt to use their smartphones or any other handheld devices due to their convenience.

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Where Can I Find the Best Loan Online in the UK?

There are multiple options for getting a loan online in the UK. You can work with a direct lender or an online broker like us - UKBadCreditLoans.

1. Direct Lender

Applying for an online loan from a direct lender means that you will have to work directly with the lender. Sure, it seems to be the best option, on paper. However, the reality is that working with a direct lender can be tiresome and frustrating, to say the least.

Picture yourself applying for an online loan from different lenders. First, you will have to do your research before picking a lender that meets your expectations. After that, you may have to settle for alternative options since the lenders might not give you the amount you want.

2. Online Broker

Alternatively, you can save yourself from all the hassle and work with UKBadCreditLoans. As an online broker, we help you with wide access to varying quick cash loans on the internet. This gives you the advantage of increasing the likelihood of securing yourself an online loan. That’s not the best part; our lenders will provide you with the best interest rates that suit you well.

How much can I apply for?£100 to £5,000Zero-obligation quote
Length of the repayment1-36 monthsQuick payout
Interest rates (variable)49.7%Zero paperwork
Can I apply with poor credit standing?YesBad/low credit considered
Do I have to pay a lump sum?NoFlexible repayment
When am I allowed to apply?24/72-min simple application
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Are There Any Differences Between Direct Lenders and Online Brokers?

Direct lenders differ from online brokers. A direct lender will work for hand in hand with you to determine whether you can get the loan you want. There are no third parties involved here. So, why choose an online broker over a direct lender? The biggest challenge with direct lenders is their limiting factor. You can only deal with one lender at a time. Conversely, online brokers link you to many lenders at a go. This means you have better bargaining power with online brokers.

How Can I Get a Loan Online via UKBadCreditLoans?

Online loans are meant to be fast and convenient. For that reason, our lenders are committed to giving you money loans on the internet safely and quickly. The application process is as follows:

1. Submit Easy Form

Take a few minutes to fill out the loan application form. Your personal and financial details are required here. We use robust technology to ensure we keep your details safe.

2. Get a Fast Decision

Once we have your details in our system, lenders will review and decide whether you qualify for a loan. At this stage, lenders also determine the amount of loan to lend you.

3. Sign the Agreement

The final step is where you sign a binding agreement with the lender. The terms and conditions of repaying the loan taken are clearly defined in the document you will be signing.

4. Receive Your Money

It only takes a few minutes to receive your online loan. Patience pays, and there’s no doubt that you will be paid here.

Looking to Borrow Money Easily?

1 month

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

How Much Money Can I Borrow from UKBadCreditLoans?

At UKBadCreditLoans, we strive to meet different people’s needs. Consequently, we provide a wide range of loans from as little as £100 to £5000. You can always reach out to us for any type of loan you have in mind.


1. Can I Get an Online Loan with My Bad Credit?

Yes. It’s possible to get easy online loans even with your bad credit. UKBadCreditLoans is specifically tailored to give you bad credit loans. So, worry less about your past financial history. Get your quotation with us to determine how much you can borrow with bad credit.

2. Can I Borrow Money Online with No Credit Check?

A credit check is a legal requirement, and our partnered lenders are obliged to follow it. A quick hard credit check is meant to help them have confidence that you can repay your loan. This shouldn’t discourage you from applying.

3. What Happens if I Fall Behind on Repayments?

We strive to be as friendly as possible when helping you with online loans. However, in the event you fall behind on your payments, you will incur a late payment fee. But we usually advise our clients to communicate with their lenders about any late payments. Some lenders might give you a few days to pay your loan.

4. Do I Need a Guarantor for an Online Loan?

Some online lenders might require a guarantor when you are applying for a secured loan. However, you don't need one for an unsecured loan you request through us.

Get Your Loans Online Today!

Now that you can get a loan online even with bad credit, why not apply for one today? It only takes a few minutes to get your loan credited to your account.

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