Quick Loans Direct Lender

UKBadCreditLoans sympathize with those in urgent financial need but can’t take care of it due to a lack of access to credit. Let us help you to get the loans you need on time without very hard requirements.

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What Is A Direct Lender?

Instead of using brokers who deal with panels of lenders, a direct lender allows you to apply for a loan directly with the loan source. Payday loan brokers take your information and pass it on to several direct lenders, functioning as a "middleman" rather than supplying the money immediately.

There are many comparison websites and brokers in the realm of online loans and short-term lending, and it can be not easy to discern who actually delivers the loan. Therefore, you want to avoid upfront fees, hidden costs, and stipulations in the fine print while seeking money in the form of a quick loan or small loan.

Benefits Of Getting Quick Loans From Direct Lenders

More Transparency

Because our site is hosted on a secure server, it begins with HTTPS. An additional layer of encryption now protects all data provided through our website. As a result, you can rest assured that your data will be handled securely.

FCA Authorized

We are an FCA-authorized and regulated lending firm. We will not bombard you with information and unsolicited contact as part of our commitment to responsible lending. However, if we cannot service your loan requirements, subject to your consent, we may pass you on to one of our trusted lending partners who may be able to help.

No Hidden Fees

There are no costs for 'signing up' or 'administration' when working with a direct lender for payday loans instead of a broker. The only fees you'll have to pay are daily interest and any potential late fees.

How much can I apply for?£100 to £5,000Zero-obligation quote
Length of the repayment1-36 monthsQuick payout
Interest rates (variable)49.7%Zero paperwork
Can I apply with poor credit standing?YesBad/low credit considered
Do I have to pay a lump sum?NoFlexible repayment
When am I allowed to apply?24/72-min simple application
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Searching Online For Direct Lenders

In the age of digital connectivity, it would seem not very smart to take out your car and travel from one lender to the other to know about the loan offer when these details are just a few clicks away. UKBadCreditLoans has a massive database of every detail of direct lenders in the UK, which means that you can find all that you want to know about lending options. Moreover, you can compare the offers from different lenders to make an informed decision. Our services can help you save a lot of time and effort if planning to take out a loan online.

Looking to Borrow Money Easily?

1 month

Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Can I Get Quick Loans From Direct Lenders If My Credit Is Really Bad?

Even if you have bad credit, UKBadCreditLoans can help you get a quick loan. We specialize in assisting people who don't have the credit history or financial resources to get out of a brief financial bind. We can help you connect with our lending partners who may be interested in offering your loan application. These lenders do not just consider your credit score but also look at your income and ability to pay to determine whether to provide you with the loan or not.


UKBadCreditLoans sympathize with those in urgent financial need but can’t take care of it due to a lack of access to credit. The reason can be anything: they may not be able to secure a loan instantly or would have a bad credit history. We can help you get a loan by overstepping both these obstacles. At UKBadCreditLoans, we connect you with lenders that offer loans as instantly as possible, even to those with bad credit ratings.

Get Quick Loans from Direct Lender with Low Interest Rate Now!

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